Are we a bank?

One of the main differences between us and a regular bank is that we do not use your funds to issue credit. But there are many others; we pride ourselves on a personalised approach where there is full transparency between us. We conduct a thorough check of you or your business so that your future transactions will be seamless and without unnecessary hold-ups. And you’ll have the knowledge that your money is safe. 

Regular banks tend to have a lower risk appetite than we do and as a result, their account holders may lose their accounts due to a slight change in legislation or change in their business activity. Whereas we are able to consider more business activities.